Product Owner

About ValPay 

ValPay is an embedded payment solution that allows you to onboard merchants, process transactions, and effortlessly optimize your revenue without the burden of managing underwriting, compliance, and regulatory complexities that come with being a Payment Facilitator (PayFac). Our PayFac-as-a-Service model gives you all the benefits of integrated payments while we handle the heavy lifting.   

About the Role 

As a Product Owner at ValPay, you will play a key role in defining, prioritizing, and delivering high-impact product initiatives across our payments ecosystem. You’ll work at the intersection of product, engineering, and business teams to ensure we are building scalable, reliable, and user-centric solutions. 

This is a highly collaborative role where you’ll translate business needs into clear product requirements, drive execution, and ensure alignment across stakeholders. 

What You’ll Do 

Product Ownership & Strategy 

• Own and manage the product backlog, ensuring clear prioritization aligned with business goals 

• Define and communicate product vision, roadmap, and feature requirements 

• Translate complex business needs into actionable user stories and acceptance criteria 

Execution & Delivery 

• Partner closely with engineering teams to deliver high-quality product releases 

• Participate in sprint planning, stand-ups, and retrospectives 

• Ensure timely delivery while maintaining a strong focus on quality and user experience 

Stakeholder Collaboration 

• Work cross-functionally with product, engineering, operations, and leadership teams 

• Gather and synthesize feedback from internal and external stakeholders 

• Act as the voice of the customer throughout the product lifecycle 

Payments & Platform Growth 

• Contribute to the evolution of ValPay’s embedded payments platform 

• Support integrations with third-party systems, APIs, and SaaS products 

• Ensure alignment with security, compliance (e.g., PCI), and performance standards 

Continuous Improvement & Innovation 

• Identify opportunities to improve product functionality, usability, and scalability 

• Leverage data and insights to inform product decisions 

• Stay current with industry trends in payments, fintech, and SaaS 

What You Bring 

• 3–6+ years of experience as a Product Owner, Product Manager, or similar role 

• Experience working in agile development environments 

• Strong ability to translate business needs into technical requirements 

• Excellent communication and stakeholder management skills 

• Experience working closely with engineering teams on software products 

• Analytical mindset with a data-driven approach to decision-making 

Nice-to-Have 

• Experience in payments, fintech, or embedded finance 

• Familiarity with APIs, integrations, and technical product environments 

• Understanding of compliance and security requirements (e.g., PCI) 

• Experience working in high-growth or SaaS environments